💳 Top 3 travel debit cards (for Australians travelling overseas)

Kimberly Rawsthorne
Oct 22, 2024
2 min read

After travelling with and testing a dozen debit cards over the years, we've put together a list of our top 3 travel debit cards:

❗Disclaimer: We are not financial advisors. These travel debit cards work for us, but may not work for you. Please make sure to do your due diligence and research the best option for yourself.

ING Orange Everyday Card

Our ride or die card. We carry one ING Everyday card each, and rely on this daily as our means of getting cash from ATMs, and making payments whilst overseas.

Benefits:

No international transaction fees so long as you meet their requirements of depositing $1000 from an external account, and make 5 transactions per month.
Rebate for the first 5 ATM withdrawal fees
Up to 5.50% p.a. interest rate on their savings account when you meet their requirements (learn more)
Apple & Google pay

Use our referral code "lul063", or click this link for a bonus $100 when you meet eligibility requirements.

Ubank Spend Card

Our back up card. We carry one Ubank Spend card each, and have this as a backup incase our ING card gets blocked, lost, or stolen.

Benefits:

No international transaction fees on any online or in person payments.
No ATM withdrawal fees
Up to 5.50% p.a. interest rate on their savings account when you meet their requirements (learn more)
Apple & Google pay

Wise Travel Money Card

Our back up card. We carry one Wise Travel Money card between us, and have this as a backup incase our ING and Ubank card gets blocked, lost, or stolen.

Benefits:

2 free ATM withdrawals up to $350 AUD each month. Afterwards, it is $1.5 AUD per withdrawal, and a 1.75% fee on any amount withdrawn after $350 AUD.
It's a prepaid card so you load the card with your desired currency at mid-market rate before use
Apple & Google pay